Buyer Total Fees
Seller Total Fees
Thinking about how to spread your money among money market placements, stocks, bonds and other investment vehicles? Take this pop quiz to get a recommendation on an investment mix that matches your risk profile and financial objectives.
Percentage of Investible Amount to Total
Question 1 of 12
What portion of your total "investible assets"-- the peso amount of the investments you currently have -- will this investment represent? The percentage of your portfolio that this investment represents can make a difference in how conservative or aggressive you may want to be. Do not include your home or real property in calculating investable assets.
Less than 25%
More than 75%
Expectation of Future Earnings Relative to Inflation
Question 2 of 12
Which one of the following describes your expected future earnings over the next five years? Assume inflation will average 8 percent. If you are expecting significant earnings increase, you may want to invest more aggressively.
I expect my earnings will far outpace inflation (due to promotions or a new job)
I expect my earnings increases to stay somewhat ahead of inflation
I expect my earnings to keep pace with inflation
I expect my earnings to decrease (due to retirement, part-time work, or some
Percentage of Take-Home Pay Goes to Installment Payment
Question 3 of 12
Approximately what portion of your monthly take-home income goes toward paying off installment debt, such as housing loans, auto loans, credit cards, etc.? If a large portion of your income goes toward paying debt, you may want to have cash available for emergencies.
Less than 10%
10% - 25%
25% - 50%
More than 50%
No. of Dependents
Question 4 of 12
How many dependents do you have? Include children and parents you support. If you have ongoing family obligations, you may need to be more conservative.
more than 3
Level of Emergency Fund for Unemployment
Question 5 of 12
Do you have an emergency fund or savings equivalent to three to six months' after-tax income? Such a fund helps protect against the unexpected, such as a job loss. Without this reserve to tap, you may want to invest more conservatively.
Yes, but less than 6 months of after-tax income.
Yes, I have an adequate emergency fund.
Savings Fund for Major Expenses
Question 6 of 12
Do you have a separate savings or pre-need plans to cover major expenses, such as hospitalization, college tuition, home repairs, etc.?
Yes, I have a separate savings plan for these expenses.
I do not expect to have any such expenses.
I intend to withdraw a portion of this new investment for these expenses
(Answer Question 12 accordingly)
I have no separate savings plan for these expenses.
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